Say hello to high risk merchant accounts.

Experience seamless payment processing with TailoredPay. Your reliable partner for high risk merchant services.

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✓ Rates starting at 1.9%

✓ 24-Hour Approvals

✓ Daily Payouts

✓ 24-Hour Approvals ✓ Daily Payouts

✓ Rates starting at 1.9%

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Simplifying payments for high risk merchants in 100+ industries.

A high risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses.

Therefore, traditional payment processors classify these businesses as high risk based on criteria such as transaction size, industry, sales model, and order fulfillment timeframes.

Once a business is classified as high risk, securing payment processing can be expensive or even completely out of reach with traditional financial institutions. That’s where TailoredPay comes in. As a leading high risk merchant account provider, we have the necessary industry expertise to provide your business with reliable and cost-effective solutions.

Seamlessly integrate with 30+ different platforms.

100+ Supported Industries

We accept a wide range of industries.

TailoredPay stands out from popular payment processing alternatives (PayPal, Stripe, Square, etc) by catering specifically to businesses operating in high risk industries.

Take a few minutes to complete our online application and get an instant quote.

Don’t see your industry listed?

Don’t worry! We support a wide-range of additional industries and business models.

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Industry minimum pricing, guaranteed.

We guarantee to beat any payment processing rate offered by a qualified competitor. If you find a lower rate for comparable services, simply show us the offer and we will beat it while providing you with the same high-quality service and features that set us apart.

Chargeback and Fraud Prevention

Protect your business against fraud with full-scale defense for high risk merchant accounts.

TailoredPay’s merchant accounts are custom-tailored for high risk industries, with fraud prevention and chargeback mitigation services built in. A robust fraud and chargeback mitigation strategy is essential for every high risk business.

Each TailoredPay merchant account comes with a range of services and specialized tools crafted to help your business reduce risk, mitigate chargebacks, and optimize profits.

Trusted Partnerships

Integrate payment gateways your customers are already used to.

Our carefully selected range of online and virtual payment gateways are ideal for businesses of all shapes and sizes. Get in touch today, and find out how TailoredPay can help you to grow and thrive.

We work with leading payment gateway providers to help you accept payments online, over the phone and in-person. Whether you want to accept credit cards, eChecks, or contactless payments, TailoredPay has the right high risk payment gateway to help your business grow.

How long will it take to start accepting card payments?

The average approval time for a merchant account with TailoredPay is between 1 and 2 business days. Occasionally, the underwriter might request additional information. This can extend the timeframe for new account approvals but typically only adds another 1-2 days to the process.

Who needs a high risk merchant account?

If your business is in a high risk category, you’ll need more than a traditional merchant account offers. Many payment processors simply won’t accept a merchant they deem as high risk. You need a high risk merchant account with a specialized payment processor designed for high risk businesses.

Additionally, traditional merchant accounts often don’t come with the same level of protection against fraud and chargebacks, and they may be unable to process a high volume of transactions.

How It Works

High risk merchant account setups in 3 easy steps:

Apply for a high risk merchant account in under 10 minutes and get an instant quote.

Apply Now
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See Why We’re Different

What makes TailoredPay a better choice compared to other payment processing providers?

Industry Guides & Tips

Learn more about merchant services and high risk merchant accounts.

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Contact TailoredPay for secure and hassle-free payment processing

We believe that every business owner deserves the opportunity to grow their business – even if traditional payment providers deem them too high risk.

Take a few minutes to complete our online application and discover why so many businesses trust TailoredPay with their payment processing needs.