Tailored payment solutions for high risk businesses

TailoredPay™ is one of the most reliable, flexible and affordable payment processing solutions available on the market today.

No setup fees
Daily payouts
24h approvals
4.8 of 5.0 stars
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Designed for growth

Simplifying payments for high risk merchants in 100+ industries.

A high risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses. Once a business is classified as high risk, securing payment processing can be expensive or even completely out of reach with traditional financial institutions. That’s where TailoredPay comes in.

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Multiple payment methods

Accept card payments online, in-person, or by phone through a virtual gateway.

Subscription management

Simplify recurring billing with automation tools for online merchants.

Chargeback mitigation

Address potential threats within hours and enhance customer satisfaction.

Integration

Seamlessly integrate with 50+ different platforms.

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Industries

Tailored to the specific needs of high risk businesses

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Don't see your industry listed?

We support a wide-range of additional industries and business models. Please contact our support team at (888) 599-6482 to speak with an account executive.

Pricing

Industry minimum rates, guaranteed.

We guarantee to beat any payment processing rate offered by a qualified competitor. If you find a lower rate for comparable services, simply show us the offer and we will beat it while providing you with the same high-quality service and features that set us apart.

All your needs, one provider

Seamless payments with our all-in-one solution

TailoredPay’s merchant accounts are custom-tailored for high risk industries, with fraud prevention, chargeback mitigation, and approval rate optimization built in.

Credit Card Processing

Start accepting credit and debit cards in no time.

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ACH Processing

Accept payments directly form customers’ bank account.

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AI-Powered Fraud Detection

Detect and prevent fraud using advanced AI technology.

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Payment Gateways

Integrate with trusted gateways for a smooth checkout experience.

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Approval Rate Optimization

Boost your revenue with higher approval rates.

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Chargeback Protection

Advanced technology for reliable chargeback protection

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Easy-to-use APIs

Integrate within minutes using developer-friendly APIs

Connect with industry-leading payment gateways to optimize your workflow and streamline your payment processing.

Accept payments, anywhere

Our virtual terminal converts any computer into a fully functional card terminal. Seamlessly process payments, including credit cards, debit cards and electronic checks, both online or over the phone.

Built-in chargeback and fraud detection

Leverage AI-powered solutions to prevent fraudulent transactions, minimize chargebacks and safeguard your revenue. Our payment platform provides real-time monitoring, adaptive machine learning, and customized risk analysis to protect every aspect of your eCommerce operations, ensuring a seamless and secure experience for both you and your customers.

How it works

Set up your high risk merchant account in 3 easy steps

  1. Apply online within minutes

    Complete our online application in less than 10 minutes —secure and straightforward.

  2. Get an instant quote

    Once your application is submitted, an expert underwriter will review your details and provide a processing limit, with daily updates to keep you informed.

  3. Start processing

    Ready to go live? Our dedicated support team will help you set up your payment gateway so you can start accepting payments without any delays.

(888) 599-6482

Apply for a high risk merchant account in under 10 minutes and get an instant quote.

Apply Now

Reviews on

4.8 of 5.0 stars

Amazing Service

Amazing Service. The process was very easy to sign-up. Daniel at Tailoredpay was on top of his game! He made sure we were taking care of no matter what!

Thank you so much! I highly recommended Tailoredpay!

Marcus Phelps

High Risk - No Problem

I own and operate an online company that is considered “high risk.”This was not an obstacle with Tailored Pay. They went above and beyond to provide the best rates with the best acquirers for my business. I definitely recommend any merchant to work with Tailored Pay.

Travis Johnson

Our representative was great he’s very…

Our representative was great he’s very person centered which made our business experience terrific

Carlotta H.

Great so far

Great so far. Processing is working well and my representative is very helpful and surprisingly responsive.

Wayne H.

Communication was great and they…

Communication was great and they offered the lowest rate for our industry. I was talking to many different providers but TailoredPay offered many incentives, I do not regret it. Highly recommending using TailoredPay!!

Leonard

Great Company easy communication and…

Great Company easy communication and great rates

Amer

Industry guides & tips

Learn more about merchant services and high risk merchant accounts.

Common Credit Card Decline Codes and Their Meanings
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What is a Merchant Identification Number (MID)?
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What is MTOT Disc? What to do About MTOT Disc.
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Merchant Account Fees 101: What you Must Know
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How can we help you?

(888) 599-6482

We support you at every stage — from onboarding to deployment — offering 24/7 assistance via phone, email, and chat. Access additional resources directly in your dashboard and benefit from personalized recommendations to help your business grow.

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Privacy Policy

TailoredPay (“us”, “we”, or “our”) operates https://tailoredpay.com (the “Site”). This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site. We use your Personal Information for providing and improving the Site as well as for providing you with services you apply for through the Site. By using the Site, you agree to the collection and use of information in accordance with this policy. Information Collection And Use While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name, business name, personal and business contact information, etc. (“Personal Information”). Log Data Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics. In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this collected data. Communications We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that you have indicated an interest in through the submission of Personal Information, or by visiting the Site. Third Parties We may share your Personal Information with third parties who provide services you have indicated an interest in through the submission of Personal Information to the Site. Cookies Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. Like many sites, we use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site. Security The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. Changes To This Privacy Policy This Privacy Policy is effective as of December 11, 2017 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website. Contact Us If you have any questions about this Privacy Policy, please contact us at (888) 599-6482.
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