Get a Cryptocurrency Merchant Account with TailoredPay
Accept crypto securely with TailoredPay. Simple setup, fast settlement, stablecoins, global reach, fiat payouts, lower risk.
What makes crypto payments high risk for traditional merchants
Crypto payments are often treated as high risk by traditional merchants because they introduce financial, regulatory, and operational uncertainty that standard payment systems are not built to handle.
Regulatory uncertainty of digital assets
Crypto regulations vary widely by country and continue to change. Traditional merchants prefer stable legal frameworks, and uncertainty around licensing, reporting, and consumer protection raises compliance concerns.
Irreversible transactions
Crypto payments cannot be reversed like card payments. If a dispute arises, merchants and processors have limited ways to resolve it, which increases liability risk.
Fraud and misuse concerns with cryptocurrency payments
Crypto is sometimes associated with fraud, scams, and illicit activity. Even legitimate merchants may face scrutiny due to the broader risk profile of the ecosystem.
Volatility in asset value compared to local currencies
Price fluctuations can affect settlement value between the time of payment and conversion to fiat. This volatility introduces financial risk that many merchants are unwilling to absorb.
Limited consumer protections
Card networks offer established dispute and refund mechanisms. Crypto lacks comparable protections, which creates risk for both customers and merchants in the event of disagreements.
Banking and settlement challenges
Many banks remain cautious about crypto related funds. This can complicate settlements, account approvals, and ongoing banking relationships for merchants that accept crypto.
Because of these factors, traditional merchants often classify crypto payments as high risk and avoid supporting them without specialized partners or clear regulatory guidance.
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How it works
Complete our free online application
E-sign the merchant processing agreement
Get approved and start processing
Questions? We can help
Call us at (888) 599-6482 or read our FAQ.
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Set up your high risk merchant
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Complete our online application in less than 10 minutes. Secure and straightforward.
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Once your application is submitted, an expert underwriter will review the details and provide an update within 24 hours.
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Our onboarding team will assist with the payment gateway setup so you can start accepting payments right away.
Apply for a high risk merchant account in under 10 minutes
and get approved within 24 hours.
How TailoredPay's crypto payment gateway helps you accept payments
TailoredPay helps businesses accept crypto payments through a gateway built to reduce risk, simplify settlement, and fit alongside traditional payment methods.
Clear compliance-focused setup that unlocks new revenue streams
TailoredPay works with partners that understand crypto related regulations and risk controls. This helps businesses accept payments while staying aligned with compliance expectations from banks and regulators.
Flexible settlement options
Crypto payments can be settled in supported digital assets or converted to fiat, depending on your needs. This instant settlement reduces exposure to price swings and helps protect cash flow.
Lower fraud and dispute exposure
Crypto transactions are verified on chain, which limits certain types of fraud. TailoredPay structures payment flows clearly so customers understand how payments work before completing a transaction.
Secure handling of transaction data
TailoredPay’s crypto payment gateway is built with security in mind, keeping transaction details protected while payments are processed and settled.
Works alongside card and ACH payments, allowing for multiple payment options
Businesses can offer crypto as an additional payment option without replacing your existing payment stack. This gives customers more choice while keeping operations simple.
TailoredPay makes it easier to accept crypto payments in a controlled, business-friendly way, helping you expand payment options without taking on unnecessary risk.
Frequently asked questions
How do crypto payments affect operational costs?
Crypto payments can lower operational costs by reducing intermediary fees and speeding up settlement. This is especially helpful when customers pay from different regions or currencies.
Can customers pay using a crypto wallet or digital wallet?
Yes. Customers pay using a crypto wallet or digital wallet, choosing their preferred currency from supported digital currencies at checkout.
Do crypto payments support cross-border transactions?
Yes. Crypto payments are well-suited for cross-border commerce, helping businesses reach global markets without relying on complex international card routing.
How do stablecoin payments work for businesses?
Stablecoin payments use assets pegged to fiat currencies. With proper stablecoin infrastructure, businesses can accept payments with less price volatility while keeping settlement predictable.
Can crypto payments connect to bank accounts?
Yes. Crypto gateways can settle funds into bank accounts, often through virtual accounts, making it easier to manage accounting and cash flow.
Are crypto payments useful in emerging markets?
Very much so. In emerging markets, crypto payments help businesses reach customers who lack access to cards or traditional banking, expanding reach without added friction.
Can businesses accept crypto while still pricing in fiat currencies?
Yes. Businesses can display prices in fiat currencies while accepting digital currencies at checkout. Funds can then be settled in the preferred currency based on business needs.
Solutions as unique as
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