A payment gateway sends the customer’s credit card and payment data securely from the merchant’s website to the acquiring bank, then routes the transaction to the issuing bank for approval and returns the result to the merchant. This process underpins how businesses process payments for both online transactions and recurring payments.
The trusted choice for high risk payment gateways
TailoredPay offers secure, affordable, and reliable payment processing for high-risk merchants with payment gateways that can seamlessly integrate into their eCommerce sites. These merchants benefit from complete payment solutions with transparent pricing, high approval rates, and robust fraud protection.
Optimize conversions
Provide a seamless checkout experience offering multiple payment options.
Protect your revenue
Keep your earnings safe with advanced fraud and chargeback protection.
Avoid funding holds
Eliminate payment delays and high reserves with reliable solutions for seamless service.
How it works
Set up your high risk merchant
Set up your high risk merchant
account in 3 easy steps
1
Apply online within minutes
Complete our online application in less than 10 minutes. Secure and straightforward.
2
Get an instant quote
Once your application is submitted, an expert underwriter will review the details and provide an update within 24 hours.
3
Start processing
Our onboarding team will assist with the payment gateway setup so you can start accepting payments right away.
Apply for a high risk merchant account in under 10 minutes
and get approved within 24 hours.
Benefits
Seamless payment processing
We deliver a seamless customer experience with payment solutions that integrate
fraud prevention, chargeback reduction, and approval rate optimization.
- Virtual Gateway
- 3D Secure
- Flexible Transaction Limits
- Recurring Billing
- Custom Webhooks
- Automatic Card Updater
- Electronic Invoicing
- Check Processing
- Text-To-Pay
- Apple & Google Pay™
Pricing
Industry minimum rates, guaranteed.
We guarantee to beat any payment processing rate offered by a qualified competitor. If you find a lower rate for comparable services, simply show us the offer and we will beat it while providing you with the same high-quality service and features that set us apart.
How can we help you?
(888) 599-6482We support you at every stage — from onboarding to deployment — offering 24/7 assistance via phone, email, and chat. Access additional resources directly in your dashboard and benefit from personalized recommendations to help your business grow.
Frequently asked questions,
answered.
For online transactions, the payment gateway collects the card details and transaction data, encrypts it, and passes the encrypted payment information through the payment networks to ensure the merchant services account and merchant bank receive the funds after settlement. It acts as a bridge between your business operations and the financial institutions involved.
When a payment gateway sends transaction data, it ultimately goes to the acquiring bank via the payment processor; the acquiring bank authorizes and settles the funds into your merchant services account. This ensures that your business receives payments from customers who use credit cards.
Yes, a payment gateway can support recurring payments by securely storing tokenized credit card information and automatically processing transaction data at set intervals through the gateway to the customer's bank. This makes it possible for businesses to manage subscriptions and repeat billing efficiently.
The gateway handles sensitive payment data such as card number, expiry date, CVV, and transaction amount, and then transmits that data to the issuing bank and back to the merchant. Secure handling is critical to maintain trust and compliance. If business operations rely on smooth checkout, this piece is fundamental.
Financial institutions monitor how payment gateways send and process payments because they ensure proper routing of funds from the customer’s account to the merchant bank and enable oversight of risk, fraud, and settlement workflows. Reliable gateway technology supports stable relationships between merchants, banks, and card networks.
A business should review how the payment gateway sends transaction data, how it supports both online transactions and recurring payments, how it integrates with the merchant bank and acquiring bank, and how it fits into their broader payment processing solutions. Choosing well means fewer bottlenecks, clearer transaction data, and a more seamless flow from customer checkout through to settlement.